Sound & Impartial Financial Advice in Tunbridge Wells
Whatever your situation, you need to be confident you’re dealing with qualified, experienced, professional UK IFAs who are specialists in their field. That's why you should speak to Goodman Chartered Financial Planners.
We concentrate on the areas where we have expertise and
benefits frompension plans
- personal investment and tax planning
- investment advice for Trustees, Attorneys and Deputies
- care fees funding
New clients come to us following recommendations from friends and colleagues
Our firm is part of Fairstone Financial Management Limited, the UK's largest Chartered Financial Planning firm.
Why Use Us
We are truly independent and authorised by the Financial Conduct Authority.
As independent wealth managers in Kent, we provide sound, practical advice, and always explain our recommendations in clear terms with the minimum of jargon.
We don’t share fees with other organisations or advisers. And because we charge fees (and have worked on this basis since 2005) you can always be certain that our advice is completely impartial.
We strive to provide a quality service at all times. Our interpretation of good service means you’ll receive continuity of advice from your adviser and prompt, personal attention from the rest of our team.
Long-term investments require monitoring to make sure they remain efficient and effective. Our Review Service will keep you informed of progress, report on performance and keep you up to date on relevant developments in the financial world.
We’ll always tell you how much our advice or services will cost before we start work. Our fees will reflect the complexity of your financial affairs and our responsibilities to you.
Legislation (known as the ‘Retail Distribution Review’) introduced on 31 December 2012 meant that advisers could no longer receive commission for arranging investments but instead had to charge fees for their advice and services.
We started working on a fee-charging basis in 2005 because we felt that this was a fairer approach and it emphasised our commitment to providing independent and impartial advice.
As early adopters of fees (long before legislation forced advisers to change), we have gained valuable experience in knowing what is fair and reasonable – and how charging fees for financial advice works in practice.
We make sure our charges are competitive and there is no obligation to sign up for services you don’t really want or need.
Fees that relate to arranging financial products are VAT exempt but we sometimes have to charge VAT on our fees for other services. Our VAT number is 202 7845 22.
We are one of only 3% of Regulated Advisory Firms in the UK to achieve Corporate Chartered Financial Planning status (as at January 2017) and the first to achieve this in Kent.
Eleven years on, 706 firms (out of 5,270) have met the rigorous criteria required to achieve Chartered status. All four of our personal financial planning advisers have attained individual Chartered Financial Planning status. There are now 6,085 individually Chartered Financial Planners out of 25,951 UK advisers.
This award is achieved and maintained by meeting the rigorous standards of professionalism demanded by The Chartered Insurance Institute. This includes demonstrating our commitment to developing and maintaining the knowledge and capability of our financial planners and the rest of our team. We’ve also adopted the CII’s code of ethical practice that places our clients’ best interests at the heart of the advice we give and everything we do.
For you, it’s further reassurance that our financial planners are highly qualified, experienced and knowledgeable. It also demonstrates that we’re committed to building our knowledge and skills so that our clients get the most up-to-date advice available.
More information about our Chartered Financial Planning status can be found here and by watching the video below.
The Directors and Advisers
The Directors and Advisers are all Chartered Financial Planners and experienced investment advisers but have complementary areas of specialist expertise.
Neil Whitaker, Director, APFS advises elderly clients, their families, Attorneys and Deputies on how to fund care fees and related matters such as Estate preservation. Neil also has considerable expertise in advising Trustees on investment strategy. Neil has three children, is a keen tennis player and enjoys music, theatre, watching sport and spending time with family and friends.
Andy Smith, Director, APFS, ACII is the firm’s retirement planning specialist which includes pre- and post-retirement investing as well as pension options at retirement. Andy is also qualified to provide advice on how to deal with or share pension entitlements on divorce. Andy is married to Ami and they have 4 adult children (1 son and 3 daughters) and two grandsons. His interests include most sports but particularly playing golf and watching rugby.
Andy Kirk, Director, APFS is the firm’s investment specialist. Andy’s clients include individuals planning for their retirement as well as Trustees, Attorneys and Deputies. Andy lives locally with his wife, Steph, and their two boys. He enjoys gardening, watching sport and drinking real ales.
Keith Goodman retired in 2019 after more than 30 years of growing and developing the firm. Keith recognised many years ago that advisers should be highly-qualified specialists rather than generalists and that everyone in the firm should embrace the ideals of honest advice and good service.
Research and Technical Support
Our highly qualified and experienced research team provide vital technical support to our investment advisers.
Stuart Foden, Dip PFS, IMC is our senior paraplanner and team leader. He worked in discretionary fund management before joining us in 2002 and evidenced his excellent investment knowledge by achieving the Level 4 Certificate in Investment Management from the Chartered Financial Analyst Institute. Stuart is married to Siobhan, has 3 young children and a pet cat called Milo. In his spare time, Stuart is a volunteer football coach for his son Lucas’ football team, although many would argue that Lucas is now teaching Dad!
Client Services & Accounts
What business can survive without an efficient client servicing and accounts team?
Ian Knipe is our Office Manager and has been with us since the summer of 2000. As well as having the important role of managing the smooth running of our office, Ian also deals with our accounts, IT, payroll, client services team and ensures the firm adheres to compliance procedures. Ian is a member of Audax UK and enjoys going on long distance cycle rides.
Jada Kwong joined us in 2013 from another local IFA practice and will be well known to many of our clients. Jada has considerable experience and is our senior client services co-ordinator. Jada has a young daughter and enjoys cake baking and sugar craft decorating as well as eating them! She also enjoys salsa dancing, reading and playing the piano.
Lorna Watson joined us in 2014. Lorna has a variety of roles within our firm but hers is the friendly voice you usually hear when you telephone us and makes clients who visit our office welcome and comfortable.
SOLLA Later Life Advisers
We’re one of only four IFA firms in London and the South East to have two full SOLLA members, which underlines our commitment to provide quality advice to Later Life clients.
Neil Whitaker was awarded the Later Life Adviser Accreditation and became a full member of The Society of Later Life Advisers (SOLLA) in July 2010.
Andy Kirk was awarded the Later Life Adviser Accreditation and became a full member of SOLLA in December 2013.
SOLLA is a not for profit organisation and aims to assist consumers and their families in finding trusted accredited financial advisers who understand financial needs in Later Life. SOLLA also works to raise awareness of the financial issues associated with Later Life and to improve the standards of practice of those engaged in advising older clients.
Neil and Andy specialise in the financial needs of older people. Accreditation from SOLLA provides added reassurance that their advice, practical help and guidance will help their clients to make the right decisions at the right time. Why would anyone choose an adviser with anything less?
More information about SOLLA can be found at www.societyoflaterlifeadvisers.co.uk
Neil, Andy Smith, Andy Kirk and Graham are all Affiliates of the Society of Trust and Estate Practitioners (STEP) each having obtained the STEP Certificate for Financial Services (Trusts & Estate Planning).
Since the launch in 2010, over 600 professionals have achieved this qualification with only a little over 200 specialising in financial planning.
We feel that this demonstrates our commitment to acquiring knowledge in order to help us support and provide holistic advice to individuals, Attorneys, Deputies and Trustees.
SIFA Professional Membership
SIFA’s objective is to support and assist interaction between solicitors, accountants and financial advisers.
SIFA Professional Membership is only open to FCA-regulated firms that provide impartial advice, free from the influence of third parties. Firms which are restricted to advising on the products of a limited number of product providers are not eligible.
We were proud to be granted membership in 2008 and are the only Tunbridge Wells based firm to appear in the Law Society endorsed SIFA Directory of Professional Financial Advisers.
Our membership of SIFA underlines our determination to work with other professional advisers for the benefit of our mutual clients.
West Sussex Carewise
We were very proud to be invited by West Sussex County Council to join their Carewise initiative when it was launched in 2011.
Established by West Sussex County Council, Age UK West Sussex, the Society of Later Life Advisers (SOLLA) and West Sussex Partners in Care, Carewise provides a pathway to information and advice about Care Funding. It aims to help you make the right choice of care and support, at the right time, with the right funding solution.
Carewise has built a strong reputation and, when the Care Bill was being debated in the House of Lords, it was referred to as a model of good practice for Local Authorities
For more information about Carewise, please visit the Carewise website.
West Sussex Buy with Confidence
In conjunction with our membership of West Sussex Carewise, we are proud to have qualified as a Member of the West Sussex ‘Buy with Confidence’ scheme.
What does being Buy With Confidence Trading Standards Approved mean?
- Vetted and approved by Trading Standards
- Committed to operating in a legal, honest and fair way
- Criminal record checked
- Qualified, experienced and fully insured
- Monitored to ensure a high level of customer service
- Advised on Trading Standards legislation
More information about the West Sussex Buy with Confidence scheme can be found here.
A condition of the Scheme is that we have to request feedback from our clients. The written feedback facility has been discontinued and now must be provided online.
Our membership of the Scheme is in the name of our specialist care division, Goodman Care Fees Advisers. We would be grateful if you could leave your feedback by clicking here, ensuring that you enter Goodman Care Fees Advisers in the ‘Search by Traders Name’ box.