Impartial Financial Advice in Tunbridge Wells

About Us

Whatever your situation, you need to be confident you’re dealing with qualified, experienced, professional UK IFAs who are specialists in their field. That's why you should speak to Goodman Chartered Financial Planners.

We concentrate on the areas where we have expertise and know we can add value:

For more than 35 years we have built our business by providing sound advice and good service. We value the long term relationship we have with our clients and the trust they put in us to look after their financial affairs.

New clients come to us following recommendations from friends and colleagues as well as from professional advisers. We’re sure that’s because of what we do, how we do it and the results we achieve.

Our firm is part of Fairstone Financial Management Limited, the UK's largest Chartered Financial Planning firm.

Why Use Us

We are truly independent and authorised by the Financial Conduct Authority.

As independent wealth managers in Kent, we provide sound, practical advice, and always explain our recommendations in clear terms with the minimum of jargon.

We don’t share fees with other organisations or advisers. And because we charge fees (and have worked on this basis since 2005) you can always be certain that our advice is completely impartial.

We strive to provide a quality service at all times. Our interpretation of good service means you’ll receive continuity of advice from your adviser and prompt, personal attention from the rest of our team.

Long-term investments require monitoring to make sure they remain efficient and effective. Our Review Service will keep you informed of progress, report on performance and keep you up to date on relevant developments in the financial world.

Our Fees

We’ll always tell you how much our advice or services will cost before we start work. Our fees will reflect the complexity of your financial affairs and our responsibilities to you.

Legislation (known as the ‘Retail Distribution Review’) introduced on 31 December 2012 meant that advisers could no longer receive commission for arranging investments but instead had to charge fees for their advice and services.

We started working on a fee-charging basis in 2005 because we felt that this was a fairer approach and it emphasised our commitment to providing independent and impartial advice.

As early adopters of fees (long before legislation forced advisers to change), we have gained valuable experience in knowing what is fair and reasonable – and how charging fees for financial advice works in practice.

We make sure our charges are competitive and there is no obligation to sign up for services you don’t really want or need.

Fees that relate to arranging financial products are VAT exempt but we sometimes have to charge VAT on our fees for other services. Our VAT number is 108 2804 33.

Chartered Status

Chartered Status

We are one of only 3% of Regulated Advisory Firms in the UK to achieve Corporate Chartered Financial Planning status (as at January 2017) and the first to achieve this in Kent.

As at 2019, 900 firms (out of 5,666) have met the rigorous criteria required to achieve Chartered status. The Directors have all attained individual Chartered Financial Planning status.

This award is achieved and maintained by meeting the rigorous standards of professionalism demanded by The Chartered Insurance Institute. This includes demonstrating our commitment to developing and maintaining the knowledge and capability of our financial planners and the rest of our team.  We’ve also adopted the CII’s code of ethical practice that places our clients’ best interests at the heart of the advice we give and everything we do.

For you, it’s further reassurance that our financial planners are highly qualified, experienced and knowledgeable. It also demonstrates that we’re committed to building our knowledge and skills so that our clients get the most up-to-date advice available. 

More information about our Chartered Financial Planning status can be found on the Chartered Insurance Institute website and by watching the video below.

 

The Directors and Advisers

The Directors and Advisers are all Chartered Financial Planners and experienced investment advisers but have complementary areas of specialist expertise.

Neil Whitaker, Director, APFS

Neil Whitaker, Director, APFS advises elderly clients, their families, Attorneys and Deputies on how to fund care fees and related matters such as Estate preservation. Neil also has considerable expertise in advising Trustees on investment strategy. Neil has three children, is a keen tennis player and enjoys music, theatre, watching sport and spending time with family and friends.

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Andy Smith, Director, APFS, ACII

Andy Smith, Director, APFS, ACII is the firm’s retirement planning specialist which includes pre- and post-retirement investing as well as pension options at retirement. Andy is also qualified to provide advice on how to deal with or share pension entitlements on divorce. Andy is married to Ami and they have 4 adult children (1 son and 3 daughters) and two grandsons. His interests include most sports but particularly playing golf and watching rugby.

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Andy Kirk, Director, APFS

Andy Kirk, Director, APFS is the firm’s investment specialist. Andy’s clients include individuals planning for their retirement as well as Trustees, Attorneys and Deputies. Andy lives locally with his wife, Steph, and their two boys. He enjoys gardening, watching sport and drinking real ales.

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Keith Goodman

Keith Goodman retired in 2019 after more than 30 years of growing and developing the firm. Keith recognised many years ago that advisers should be highly-qualified specialists rather than generalists and that everyone in the firm should embrace the ideals of honest advice and good service. 

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Neil Jeffries,  Chartered FCSI

Neil Jeffries, Chartered FCSI joined the firm in early 2021. Neil provides high quality, personal and holistic financial planning to private clients, trustees and employers which are tailored to meet their objectives. Trust, building relationships and transparency is key.

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Calvin Bebb

Calvin Bebb joined the firm with over 20 years’ experience as a financial planner; helping individuals, families, businesses, and entrepreneurs to grow and protect their assets - putting clients at the centre of everything he does.

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Client Services & Accounts

What business can survive without an efficient client servicing and accounts team?

Michelle Burt

Michelle Burt is our Office Manager. As well as overseeing the smooth running of the office, Michelle also assists with recruitment, HR, accounts, and marketing. Aside from work, Michelle and her husband Colin enjoy hiking in the Ashdown Forest with their dog and exploring the scenic cycle routes around Kent.

Sophie Wallington

Sophie Wallington is an experienced member of the Client Services team and offers vital support to our clients, advisers and paraplanners. Sophie enjoys dining out, walks in the stunning Kent countryside and tropical holiday destinations (the hotter the better!).

Sarah Gamage

Sarah Gamage is a key member of our Client Services team, providing excellent support to our clients, advisers and paraplanners. She has one adult daughter, lives locally, and enjoys the beautiful Kent countryside whilst walking the dog. Sarah is also an avid reader and loves to watch sport (particularly golf).

Stephanie Potter

Stephanie Potter is a senior Paraplanner with over 15 years of experience. Steph delivers a first-class service for our clients and offers excellent support to the advisers and her colleagues. Aside from work, she enjoys baking with her young daughter and powerlifting at the gym, with future plans to compete!

Sharon Freeman

Sharon Freeman is one of our key Paraplanners, offering a high level of service for our clients and advisers. Aside from work, she really enjoys gym classes, often taking several back-to-back sessions in one go! Outside of work, Sharon and her husband love to travel, especially to unusual, exotic locations.

Matthew Kerr-Sheppard

Matthew Kerr-Sheppard is a junior Paraplanner currently studying towards his CII Diploma in Regulated Financial Planning. In his spare time, Matt enjoys a round or two of golf at the weekend, and horse riding occasionally, when the weather is good.

SOLLA Later Life Advisers

SOLLA Later Life Advisers

We’re one of only four IFA firms in London and the South East to have two full SOLLA members, which underlines our commitment to provide quality advice to Later Life clients.

Neil Whitaker was awarded the Later Life Adviser Accreditation and became a full member of The Society of Later Life Advisers (SOLLA) in July 2010.

Andy Kirk was awarded the Later Life Adviser Accreditation and became a full member of SOLLA in December 2013.

SOLLA is a not for profit organisation and aims to assist consumers and their families in finding trusted accredited financial advisers who understand financial needs in Later Life. SOLLA also works to raise awareness of the financial issues associated with Later Life and to improve the standards of practice of those engaged in advising older clients.

Neil and Andy specialise in the financial needs of older people. Accreditation from SOLLA provides added reassurance that their advice, practical help and guidance will help their clients to make the right decisions at the right time. Why would anyone choose an adviser with anything less?

More information about SOLLA can be found at www.societyoflaterlifeadvisers.co.uk

STEP

Neil, Andy Smith and Andy Kirk are all Affiliates of the Society of Trust and Estate Practitioners (STEP) each having obtained the STEP Certificate for Financial Services (Trusts & Estate Planning).

Since the launch in 2010, over 600 professionals have achieved this qualification with only a little over 200 specialising in financial planning.

We feel that this demonstrates our commitment to acquiring knowledge in order to help us support and provide holistic advice to individuals, Attorneys, Deputies and Trustees.

SIFA Professional Membership

SIFA Professional Membership

SIFA’s objective is to support and assist interaction between solicitors, accountants and financial advisers.

SIFA Professional Membership is only open to FCA-regulated firms that provide impartial advice, free from the influence of third parties. Firms which are restricted to advising on the products of a limited number of product providers are not eligible.

Our membership of SIFA underlines our determination to work with other professional advisers for the benefit of our mutual clients.


Our firm is part of Fairstone Financial Management, part of the Fairstone Group. Fairstone incorporates one of the UK’s largest Chartered financial planning firms. Fairstone Financial Management Ltd., is authorised and regulated by the Financial Conduct Authority – FRN: 475973 Registered in England and Wales no: 05574120. Part of the Fairstone Group. Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: www.financial-ombudsman.org.uk.