Top three tips for... investing in trusts

Top three tips for... investing in trusts 18 Jul, 2019

In our new series of blogs, members of our team discuss their ‘top three tips’. Here Graham Hubbard reveals his top three tips for providing suitable investment advice to Trustees.


The sky's the limit

The sky's the limit 11 Jul, 2019

Partner Andy Smith is taking to the skies later this month to bravely embark on a tandem skydive.


Don't let a scammer enjoy your pension

Don't let a scammer enjoy your pension 07 Jul, 2019

A video from the Financial Conduct Authority (FCA) very briefly and powerfully shows how easy it to be taken in by a pension scam.


Why it makes sense to take advice

Why it makes sense to take advice 01 Jul, 2019

Pension freedoms has undoubtedly brought benefits and given people choice – but the options it offers are wide and everyone is in a different financial situation.


Working it out

Working it out 24 Jun, 2019

The number of those aged 70 who are in full- or part-time employment has been steadily rising year on year for the past decade, according to Office for National Statistics (ONS) data.


Wishing Graham well

Wishing Graham well 21 Jun, 2019

After 15 years with The Goodman Partnership, we wish Graham Rose well as he retires.


Are you on the ball with planning for care fees?

Are you on the ball with planning for care fees? 18 Jun, 2019

To celebrate the FIFA Women's World Cup in France, here’s a blog about care fees funding, which features all the names of the England team!


Top three tips for… preparing for care

Top three tips for… preparing for care 13 Jun, 2019

In our new series of blogs, members of our team discuss their ‘top three tips’. Here Partner Neil Whitaker reveals his top three tips for preparing for care.


Are you tempted to splash your cash?

Are you tempted to splash your cash? 07 Jun, 2019

The flexibility offered by pension freedoms has given real choice to consumers – but the key thing is to approach this opportunity with a clear head and make prudent financial decisions.


Anyone for cricket?

Anyone for cricket? 03 Jun, 2019

Last summer we wrote a piece about our services which included all the members of the England football team, so we thought we’d do the same for our England cricket team.


Are you getting into a State?

Are you getting into a State? 27 May, 2019

According to recent statistics from the Office for National Statistics (ONS) 17% - or the equivalent of nearly one in five UK pensioners - are surviving solely off State benefits, with no personal savings or investments.


Top three tips for... retirement planning

Top three tips for... retirement planning 23 May, 2019

In this new series of blogs, members of our team will discuss their ‘top three tips’. First to contribute is Partner Andy Kirk, who reveals his top three tips for retirement planning:


When a child is born

When a child is born 19 May, 2019

While many people with young children probably feel a lot older – and certainly more tired – than their childless friends, the fact remains that people who have children statistically live longer than those who don’t.


We've got your back

We've got your back 15 May, 2019

When it comes to wealth management, we would always argue that you’ll be in a better position if you seek good advice.


Can you afford to rely on an inheritance?

Can you afford to rely on an inheritance? 03 May, 2019

Don’t assume that you’ll be able to work until you’re 70, don’t get tempted by a ‘too good to be true’ pension scam, don’t rely on your current good health continuing into old age and, equally, don’t assume you’re going to benefit from an inheritance.


Will you still be going strong at 100?

Will you still be going strong at 100? 26 Apr, 2019

With an increasing number of us living up to 30 years post-retirement, it’s worth being as well prepared as possible. We can help you to understand if your lifestyle needs can be met in retirement and how the different options of drawing benefits compare.


Nothing is certain except… death and taxes

Nothing is certain except… death and taxes 19 Apr, 2019

Once you’ve made the decision about who you’d like to receive your pension on your death, it’s also sensible to consider the tax implications of your decision for those beneficiaries.


Does your pension have a Will of its own?

Does your pension have a Will of its own? 15 Apr, 2019

We will all die one day and, for this reason, it’s important to nominate who we’d like to receive the benefits of our pension for when that eventuality arrives.


There's no place like home - or is there?

There's no place like home - or is there? 11 Apr, 2019

For most of us, our home is our largest asset – so it’s no surprise that it’s something people consider when they are looking towards retirement - perhaps even regarding it as their ‘pension’.


Meet… Nikki Ludgrove

Meet… Nikki Ludgrove 10 Apr, 2019

Nikki Ludgrove has been with The Goodman Partnership for nearly 18 months now and works in the paraplanning team. She gets involved with client reports, annual client reviews and provides support to the financial advisers.


Who wants to live forever?

Who wants to live forever? 22 Mar, 2019

With living to 100 years old now an achievable possibility, is there anything we can do to help us along the way?


Not working 9 to 5

Not working 9 to 5 19 Mar, 2019

The majority of people in their 60s are healthy and, in general, enjoying their life. Most are well enough to still be working and, according to research, working can be beneficial to our health.


Meet... Graham Hubbard

Meet... Graham Hubbard 14 Mar, 2019

Graham Hubbard joined The Goodman Partnership as an adviser in 2016 and provides advice in the areas of wealth management and retirement planning, both pre- and post-retirement.


Are you following the right path?

Are you following the right path? 12 Mar, 2019

The Financial Conduct Authority (FCA) is consulting on measures to stop up to 100,000 consumers a year losing out on pension income when they access the pension freedoms.


Continued focus on wealth management business

Continued focus on wealth management business 08 Mar, 2019

The Goodman Partnership has sold its Employee Benefits division to Goddard Perry Consulting and will continue to grow its long-established personal financial wealth management business.


A more cautious approach to pension freedoms?

A more cautious approach to pension freedoms? 26 Feb, 2019

According to the latest figures from HMRC, in the last quarter of 2018, the amount people withdrew from their pension funds fell to its lowest level since pension freedoms were introduced in 2015.


Love is a battlefield

Love is a battlefield 22 Feb, 2019

Divorce can be a battlefield and, often, it is the division of pension wealth which can be used as a weapon. Even in the most ‘civilised’ of proceedings, this can cause a stumbling block.


Are you about to invest in a pension scam?

Are you about to invest in a pension scam? 15 Feb, 2019

A ban on cold calling about pensions is now in force and firms who break the rules could face penalties of up to half a million pounds. However, it is likely that many fraudsters may ignore the ban and people should remain vigilant.


How can I meet the cost of any future care fees?

How can I meet the cost of any future care fees? 12 Feb, 2019

Goodman Care Fees Advisers specialises in providing truly independent advice to clients, deputies and attorneys on later life financial planning issues, including how to meet the cost of care fees.


Achieving your future goals

Achieving your future goals 07 Feb, 2019

When the Government introduced pension freedoms in April 2015, it was hailed as giving us ‘freedom and choice in pensions’. While ‘freedom’ was at the centre of this plan, it didn’t extend to the State pension.


Meet... Kathryn Feck

Meet... Kathryn Feck 05 Feb, 2019

Kathryn Feck joined The Goodman Partnership in 2015 when it expanded its client services team and her role involves assisting the firm’s advisers.


The hopes and fears of retirement years

The hopes and fears of retirement years 30 Jan, 2019

The prospect of retirement brings a mixture of emotions - excited anticipation coupled with worries about health and whether we'll have the funds to enjoy a stress-free time.


Out of the frying pan into the FIRE

Out of the frying pan into the FIRE 25 Jan, 2019

Living a frugal life and saving every penny possible could give you the opportunity to retire years early... but shouldn't we be making memories along the way?


Love where you live

Love where you live 22 Jan, 2019

According to the Happy at Home Index published by Rightmove at the end of last year, Tunbridge Wells is the ninth happiest place to live in the UK. We love being based here!


Ban on nuisance calls about pensions comes into force

Ban on nuisance calls about pensions comes into force 15 Jan, 2019

A ban on nuisance calls about pensions has now come into force but people are still being urged to be on their guard.


Why soft skills matter

Why soft skills matter 11 Jan, 2019

Andy Kirk was awarded the Later Life Adviser Accreditation and became a full member of SOLLA in December 2013. This meant that, in December last year, he went through - and passed - the full accreditation process again.


Time will tell

Time will tell 08 Jan, 2019

Spending extended periods of time together means we might notice that our elderly relatives simply aren’t coping as well as they had been previously.


Meet... Richard Searle

Meet... Richard Searle 07 Jan, 2019

Senior paraplanner, Richard Searle, says he enjoys the research aspect of his role; helping to find our clients the most appropriate and tax efficient solution for their needs.


Riding out stock market volatility

Riding out stock market volatility 17 Dec, 2018

At The Goodman Partnership, we have implemented a number of processes and ideas over the last year in anticipation of increased stock market volatility.


Why can't a woman be more like a man?

Why can't a woman be more like a man? 11 Dec, 2018

It would be easy to assume that elderly women are healthier than their male counterparts since they tend to live longer – but new research from the University of Exeter shows that this is not the case.


Who needs to take advice?

Who needs to take advice? 07 Dec, 2018

According to a recent poll, it would take a windfall of over half a million pounds before most would call in a financial adviser…


Will your life be as well lived?

Will your life be as well lived? 03 Dec, 2018

We have recently heard about the deaths of two remarkable people – Harry Leslie Smith and Baroness Trumpington – both examples of a life long lived and lived well.


Meet... Andy Smith

Meet... Andy Smith 29 Nov, 2018

Partner Andy Smith joined The Goodman Partnership 20 years ago. Today, in addition to his day to day role in retirement planning, as a member of the management team at the firm, he is the compliance officer.


A lack of understanding

A lack of understanding 19 Nov, 2018

A recent report has revealed that just two per cent of young people aged 18-24 would invest a windfall in a pension, the same proportion that would gamble it in a casino...


Helping vulnerable clients

Helping vulnerable clients 16 Nov, 2018

With two full members of SOLLA at The Goodman Partnership – Neil Whitaker and Andy Kirk – we are proud to learn that SOLLA is behind one of 12 projects shortlisted in the Innovation for Ageing industry competition.


Advice is key

Advice is key 14 Nov, 2018

The latest figures from HMRC reveal that since the pension freedoms were introduced three and a half years ago, nearly £22 billion has been withdrawn from pension plans.


Deciphering your dashboard for you

Deciphering your dashboard for you 06 Nov, 2018

With the Pensions Dashboard planned to be launched next year, pension holders will still need experts to help them decipher the information contained on it - just the same as with the dashboard on a car.


Your healthy options

Your healthy options 02 Nov, 2018

The majority of clients who approach us to discuss their financial plans for retirement are in good health but none of us can be sure of what’s around the corner and our advice will always take this into account.


Keeping up standards

Keeping up standards 25 Oct, 2018

SOLLA used its 10th Anniversary National Conference in London recently to reveal the introduction of a Later Life Lending Standard, which will be available early next year.


The time has come to care about care

The time has come to care about care 15 Oct, 2018

Baroness Altmann told delegates at the SOLLA 10th Anniversary Conference that the fact we are living longer should be great news… but the Government needs a New Deal for 21st century retirement.


Discretionary trusts and tax considerations

Discretionary trusts and tax considerations 10 Oct, 2018

As a trustee on a discretionary trust, you’re not only expected to make financial decisions for somebody else, but you may be asked to explain and justify those decisions.


Meet... Stuart Foden

Meet... Stuart Foden 03 Oct, 2018

Stuart Foden joined The Goodman Partnership 16 years ago and is now the firm’s Paraplanner Manager.


People would rather 'live in the moment'

People would rather 'live in the moment' 02 Oct, 2018

A recent report from the consumer organisation Which? – Beyond Social Care: Keeping Later Life Positive - shows that only a small number of us are saving for care in later life, despite the high costs faced by many.


A stricter referrals process

A stricter referrals process 13 Sep, 2018

Recently The Goodman Partnership hosted a seminar at The Spa Hotel in Tunbridge Wells for local COLPs – those representatives at a law firm who are the Compliance Officer for Legal Practice.


Fighting back against cyber attacks

Fighting back against cyber attacks 10 Sep, 2018

The Goodman Partnership is proud to have recently achieved the Government’s Cyber Essentials PLUS accreditation, having been independently assessed by IASME.


GUEST BLOG: The Sandwich Generation

GUEST BLOG: The Sandwich Generation 07 Sep, 2018

We are delighted to feature this Guest Blog from Close to Hand about the Sandwich Generation; those who are caught between caring for their children and supporting ageing parents.


Why we all need to comply

Why we all need to comply 05 Sep, 2018

Not following the associated rules and regulations surrounding workplace pension schemes can potentially mean hefty fines and, recently, we have seen more evidence that TPR will seek out and prosecute firms which aren’t following the rules.


Meet... Andy Kirk

Meet... Andy Kirk 04 Sep, 2018

Andy Kirk's role is as an investment specialist, advising clients – mainly at or approaching retirement – who are looking for wealth management as well as those who need advice on funding for care fees.


The young ones

The young ones 21 Aug, 2018

UK employees are among the most gloomy in the world about their retirement finances, with fewer than one in 10 young workers feeling financially prepared for retirement.


We do like to be beside the seaside

We do like to be beside the seaside 17 Aug, 2018

In 50 years’ time, there are likely to be an additional 8.6 million people aged 65 years and over – a population roughly the size of London although, in reality, they will probably be living on the coast.


Working with you into retirement

Working with you into retirement 13 Aug, 2018

State pension age is no longer the defining 'retirement moment' at which we stop work; today many people are looking to continue working in retirement, some part-time.


Why setting up an LPA makes sense

Why setting up an LPA makes sense 06 Aug, 2018

When clients come to us to discuss their financial plans for retirement, we always ask them if they’ve considered taking out a Lasting Power of Attorney (LPA) as not having one can cause many issues when trying to assess funds – particularly for a partner.


Talk at care home recognised by CQC

Talk at care home recognised by CQC 02 Aug, 2018

A presentation about care funding we took part in recently at Lindfield Christian Care Home has been praised in a report from the Care Quality Commission (CQC) which recognised the home as being ‘outstanding’.


Meet... Ian Knipe

Meet... Ian Knipe 01 Aug, 2018

Office Manager, Ian Knipe, who joined The Goodman Partnership in October 2000, has a wide brief at the firm, managing the smooth running of the office. It is a role which encompasses accounts, IT, payroll, client services and compliance.


How prepared is the UK for retirement?

How prepared is the UK for retirement? 23 Jul, 2018

According to a recent report from the FCA, in all areas of the UK, greater proportions of retirees rely on the State Pension than those 45 and over approaching retirement expect to do


The sandwich generation meets the club sandwich

The sandwich generation meets the club sandwich 17 Jul, 2018

Some middle-aged people are stuck in the ‘sandwich generation’, supporting children while, at the same time, caring for elderly parents. Others are even in the 'club sandwich' with grandchildren depending on them too.


Updated code to combat pension scams

Updated code to combat pension scams 12 Jul, 2018

The Pension Scams Industry Group (PSIG), the voluntary body set up to combat pension scams, has updated its code of practice: Combating Pension Scams - A Code of Good Practice.


A caring approach to care

A caring approach to care 02 Jul, 2018

At the moment, only 63 per cent of people seek professional advice on covering care costs – which is a worryingly low figure, particularly when one considers that 24 per cent (or one in four) self-funders run out of money and need state support.


Nobody has a crystal ball

Nobody has a crystal ball 25 Jun, 2018

Clients and, indeed, potential clients, often ask us about our investment strategy. It’s quite a tricky thing to outline, because every client is different and, at the end of the day, nobody has a crystal ball which predicts the direction of the worldwide economy. We wish we did.


When not seeking independent advice can be taxing

When not seeking independent advice can be taxing 19 Jun, 2018

When it comes your pension investments, we can help lead you through the legislative frameworks to minimise the effects of paying unnecessary tax.


Going crazy for Crazy Jeans

Going crazy for Crazy Jeans 18 Jun, 2018

We were delighted to support the fantastic first ever Crazy Jeans soap box race on Saturday 16 June in Dunorlan Park, Tunbridge Wells.


On target with The Goodman Partnership

On target with The Goodman Partnership 11 Jun, 2018

Our tribute to the England World Cup team 2018.


Keeping everyone engaged

Keeping everyone engaged 23 May, 2018

While the employer itself is our client, we regard engaging with their staff and getting them onboard with the service we are providing is essential.


People still being scammed

People still being scammed 18 May, 2018

While pension freedoms have undoubtedly given people more flexibility and choice when it comes to planning for their retirement – recent evidence also shows that the number of people being scammed since their introduction three years ago has grown.


Meet... Simon Pockett

Meet... Simon Pockett 15 May, 2018

Simon Pockett is yet another long-standing team member at The Goodman Partnership, having been with the firm for over ten years now.


Time for a financial mid-life MOT

Time for a financial mid-life MOT 09 May, 2018

Unlike our cars, we can’t replace ourselves when we get a bit too old or rusty – so it makes sense to talk to a professional and see how we can potentially reach old age in the best financial state.


Compliance is not optional

Compliance is not optional 30 Apr, 2018

The Pensions Regulator has made it very clear that when it comes to workplace pension schemes, non-compliance will be investigated.


Many people are still in the dark

Many people are still in the dark 24 Apr, 2018

While we’ve been busy telling our clients about pension freedoms and what it means for them for a while now, new research shows that there is still a lack of awareness out there among those approaching retirement about these changes.


I hope I die before I get old

I hope I die before I get old 18 Apr, 2018

We know that, for many people, planning for their retirement isn’t very high on their agenda. One would tend to assume that’s because they are too busy enjoying life to start worrying about the future… However, new statistics from the Institute for Fiscal Studies (IFS) paint a different picture. The figures show that many of us just assume we won’t live that long…


Sharing in the success

Sharing in the success 13 Apr, 2018

Share incentive schemes is one particular employee benefit which, currently, is offered by more than 10,000 UK companies to their employees and which benefit from government tax concessions.


Ensuring your workplace pension scheme remains compliant

Ensuring your workplace pension scheme remains compliant 09 Apr, 2018

All businesses that employ at least one person are legally required to operate a workplace pension scheme. However, simply putting one in place isn’t enough; The Pensions Regulator (TPR) requires that it is set up to meet its rules, monitored regularly and delivers good outcomes for members.


Meet... Jada Kwong

Meet... Jada Kwong 03 Apr, 2018

Jada Kwong joined The Goodman Partnership in 2013 and is now our senior client services co-ordinator. She says that her role – although always in client services – has evolved over the years.


A trustworthy role

A trustworthy role 26 Mar, 2018

In addition to advising individuals on wealth management, we can also advise people who have been appointed as an attorney, a deputy or a trustee.


Giving scammers the cold shoulder

Giving scammers the cold shoulder 14 Mar, 2018

By early summer we should be seeing a ban on pensions cold calling - which has led to many people at or near retirement falling victim to fraud and being scammed by criminals out of millions of pounds.


Contributions to increase

Contributions to increase 07 Mar, 2018

If you’re an employer that has already set up a Workplace Pension Scheme for your staff, then you need to be aware that the minimum contributions are increasing from next month (April 2018).


A decision you care about

A decision you care about 01 Mar, 2018

According to a new survey of 1,000 people, carried out for the Care Quality Commission (CQC), choosing adult social care in England is one of the biggest sources of stress today, compared with other key life events.


Meet... Neil Whitaker

Meet... Neil Whitaker 23 Feb, 2018

We find out more about The Goodman Partnership's longest-serving Partner, Neil Whitaker.


Sweet freedom

Sweet freedom 20 Feb, 2018

'Pension freedoms' was described as the most radical change to private pensions for many years - but what has it meant for those approaching retirement and their families?


Why being members of SOLLA matters

Why being members of SOLLA matters 13 Feb, 2018

Here at The Goodman Partnership, we’re one of only four IFA firms in London and the South East to have two full SOLLA members, which underlines our commitment to provide quality advice to later life clients.


Money doesn't grow on trees

Money doesn't grow on trees 24 Jan, 2018

If somebody suggests an investment scheme which seems too good to be true, it probably is... Here at The Goodman Partnership, we only use regulated investment arrangements.


Older and wiser

Older and wiser 17 Jan, 2018

This year more people than ever will live to be 100 years old. As we are living longer, the demand for care and care home places is increasing.


New role going swimmingly

New role going swimmingly 10 Jan, 2018

The Goodman Partnership team has grown recently with the appointment of Nikki Ludgrove who joined at the beginning of this year.



If you wish to register a complaint, please write to complianceofficer@goodmanifa.co.uk or telephone 01892 500 600. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567. The Goodman Partnership LLP is registered in England and Wales (Reg No. OC391820) and is Authorised and Regulated by the Financial Conduct Authority. Registered Office: 7 Vale Avenue, Tunbridge Wells, Kent, TN1 1DJ. VAT Registration No. 202784522.